Privacy Policy – Danli Wang | Life Insurance & Financial Protection

Last Updated: February 05, 2026

1. Introduction

At ApexBook LLC, operated by Danli Wang (“we,” “our,” or “us”), your privacy is important. This Privacy Policy explains how we collect, use, and protect the personal information you provide through danliwang.com, Meta lead forms, Google Ads, or other direct inquiries.

2. Information We Collect

We may collect personal information you voluntarily provide, including:

• Contact Data: Name, phone number, email address.
  
  

• Insurance Information / Consumer Health Data: Information related to your insurance needs, including age, tobacco use, and general health status.
  
  

3. Washington State Consumer Health Data Notice

In accordance with the Washington My Health, My Data Act, we collect health-related information solely to provide accurate insurance quotes.

• We do not sell your health data.
  
  

• You have the right to access, withdraw consent, or request deletion of your health data.
  
  

• To exercise these rights, contact us at the email listed below.
  
  

4. How We Use Your Information

We use your information exclusively to:

• Provide guidance on life insurance, mortgage protection, annuities, and financial protection.
  
  

• Prepare insurance illustrations and applications with our brokerage partner, Ash Brokerage, and appointed carriers (e.g., Pacific Life, MassMutual, Mutual of Omaha, etc.).
  
  

5. Data Sharing & Zero-Spam Commitment

• No Third-Party Sales: We never sell, rent, or share your information with outside lead-generation organizations or call centers.
  
  

• Direct Handling: Your data is handled personally by Danli Wang and authorized staff for the sole purpose of processing your insurance application.
  
  

• Necessary Service Providers: We may share information with Ash Brokerage, insurance carriers, and medical examiners only as required to complete your insurance request.
  
  

6. TCPA Consent & Communications

By submitting your information, you provide “Prior Express Written Consent” to be contacted by Danli Wang regarding your inquiry.

• Methods: Phone, email, or SMS/text message.
  
  

• No Purchase Required: Your consent is not a condition for purchasing any services.
  
  

• Opt-Out: Reply “STOP” to any text message or click “Unsubscribe” in emails to opt out at any time.
  
  

7. Security

We implement industry-standard security measures, including SSL encryption and secure CRM storage, to protect your information from unauthorized access.

8. Questions & Contact

For questions about this Privacy Policy or to exercise your data rights, contact us at:

Danli Wang

Email: danli@danliwang.com
Cell: 206-739-8402